Remember that while choosing a Mediclaim policy you need to consider the several factors that go into every Mediclaim policy. Since you are required to pay an insurance premium to the company whose mediclaim policy you are opting for, it is necessary that you do your home work before zeroing down on the policy. There are a large number of good companies that are offering several Mediclaim insurance policies and hence it is up to you to be able to find out which Mediclaim policy is best suited for you.
Make sure you go through the terms and conditions of the Mediclaim policy as to when the medical insurance premium needs to be paid from time to time. And also what is the total medical cover which can be expected form the Mediclaim policy. Whether the Mediclaim policy is a cashless one or not. The mediclaim policy could also be a group or a family one and hence if you have a family to look after you could opt for a family health insurance plan under which your spouse and your children get covered. In such a case you should be certain of who all fall under the family insurance plan.
You should go through the list of the points which are included in the Mediclaim policy and what all does it cover. You can also go through the requirements of the policy like the number of days in which the medical bills of the medical expenses be submitted to the Mediclaim Company. After clearly going though the Mediclaim policy only should you sign it and go for it.