Insta Insure Health Plan

Bajaj Allianz General Insurance

Bajaj Allianz General Insurance Co. Ltd. has come up with a family health policy called the Insta Insure Health Plan.It covers medical treatment costs incurred during hospitalization due to serious illness or accident. The SALIENT FEATURES of this policy are:

· 2% of admissible hospital expenses are paid towards pre and post hospitalization expenses

· Rs.1 lac of family floater cover towards hospitalization expenses

· Ambulance charges are paid subject to a maximum of Rs.1000

· The proposer under the policy is covered for a sum insured of Rs.1 lac in case of death due to an accident

· It is a single family floater policy that covers hospitalization expenses and accidental benefits

· 130 day care procedures covered subject to terms and conditions

· Pre-existing diseases are covered after 4 years of continuous renewals with them

· The cover starts once the KIT is activated through an authentication number that is generated at the time of filling up the form

ELIGIBILITY:

· The age of the proposer can be anywhere between 18 years and 45 years

· The entry age can be starting at 3 months and is there till 45 years

· Policy can be renewed till the policyholder is 70 years of age

PREMIUMS:

A service tax of 10.3% will be added to the premium amounts mentioned above.

Like all other health insurance policies, the premium paid towards this is exempt from tax under Section 80D of Income Tax under the current Act.

A Bajaj Allianz policy can be either bought online from www.bajajallianz.co.in or they may be contacted on their toll free numbers 1-800-225-858 or 1-800-102-5858

The ADVANTAGES of taking this particular health insurance plan from Bajaj Allianz are:

· Cashless facility at over 2400 hospitals across India

· Bajaj Allianz has an in-house claim administration department for quicker claim settlement

· Hassle free policy issuance without any medical check up