Hospital Cash Plan

Bajaj Allianz General Insurance

Bajaj Allianz has come with a benefit policy that covers the incidental expenses incurred during the hospitalization period.
This policy is called the Hospital Cash Plan.

The FEATURES of this plan are:

· The policy pays a daily allowance as a fixed benefit on hospitalization

· The cash benefit ranges from Rs.500 to Rs.2500 per day for each day of hospitalization

· The cover is available for 30 days or 60 days

· The amount will be paid for things that are not covered in the regular health policies:

· Food

· Medical bills

· Personal attendant hired

· This policy can be taken with any other health insurance policy

· The allowance is doubled in case of ICU admission (for a maximum of 7 days)

· Dependent spouse and children can also be covered in this policy

· A 5% discount is given if the cover is taken for the family

EXCLUSIONS:

· Hospitalization within 30 days from the commencement of the policy

· Pre-existing diseases

· Dental treatment or surgery

· Treatment related to pregnancy or child birth

· Natural perils like avalanche, earthquake, volcanic eruptions, etc

· Accidents as a result of drunken driving

PREMIUMS:

COVERAGE PER DAY

PROPOSER’S AGE

PREMIUM FOR 30-DAY COVER

PREMIUM FOR 60-DAY COVER

Rs.500/-

UP TO 25 YEARS

250/-

300/-

 

ABOVE 25 UP TO 40 YEARS

400/-

525/-

 

ABOVE 40 YEARS UP TO 50 YEARS

650/-

850/-

 

ABOVE 50 YEARS UP TO 55 YEARS

900/-

1200/-

 

ABOVE 55 YEARS UP TO 60 YEARS

1200/-

1600/-

Rs.1000/-

UP TO 25 YEARS

300/-

500/-

 

ABOVE 25 UP TO 40 YEARS

600/-

825/-

 

ABOVE 40 YEARS UP TO 50 YEARS

900/-

1800/-

 

ABOVE 50 YEARS UP TO 55 YEARS

1300/-

2400/-

 

ABOVE 55 YEARS UP TO 60 YEARS

1800/-

3000/-

Rs.1500/-

UP TO 25 YEARS

600/-

1000/-

 

ABOVE 25 UP TO 40 YEARS

850/-

1500/-

 

ABOVE 40 YEARS UP TO 50 YEARS

1700/-

3600/-

 

ABOVE 50 YEARS UP TO 55 YEARS

2800/-

4400/-

 

ABOVE 55 YEARS UP TO 60 YEARS

3600/-

4800/-

Rs.2500/-

UP TO 25 YEARS

800/-

1350/-

 

ABOVE 25 UP TO 40 YEARS

1100/-

1800/-

 

ABOVE 40 YEARS UP TO 50 YEARS

2600/-

4200/-

 

ABOVE 50 YEARS UP TO 55 YEARS

3500/-

5000/-

 

ABOVE 55 YEARS UP TO 60 YEARS

4600/-

5800/-

A service tax of 10.3% is applicable on the above premium amounts.

The premium that is paid towards this policy, like other premiums for health insurance policies, is exempt under Section 80D of income tax act.

A Bajaj Allianz policy can be either bought online from www.bajajallianz.co.in or they may be contacted on their toll free numbers 1-800-225-858 or 1-800-102-5858

The ADVANTAGES of taking a health insurance plan from Bajaj Allianz are:

· Cashless facility at over 2400 hospitals across India

· Bajaj Allianz has an in-house claim administration department for quicker claim settlement

· Their premiums are very competitive

Leave a Comment

Your email address will not be published. Required fields are marked *

*