Max India and Bupa an International health insurance have joined hands to bring to India Max Bupa Health insurance. Bupa brings in rich experience of health care while Max provides expertise and service excellence. The advantages for buying a ‘MaxBupa’ health insurance are:
· The company processes the claim directly and no third party is involved to settle the claim.
· Maternity and child birth benefits covering the new born from birth till next renewal of plan. First year vaccinations for all new born are covered.
· Cashless facility at quality hospitals.
· Any age enrollment and assured plan renewal for life.
· Personalized care and attention through a relationship manager who would help at the time of hospitalization and settle claims thereafter.
· 24 x 7 helpline
· All day care procedures covered.
· Health checkups on renewals.
· Tax benefits.
The policy plan most in demand at ‘MaxBupa’ is ‘Heartbeat’ a family floater plan. It comes under three variants: Silver, Gold, and Platinum. The sum assured for silver plan is 2lacs to 3lacs, that of gold is 5lacs to 10lacs and that of platinum plan is 15lacs and 50lacs.
The features of Heartbeat policy are:
Lifelong renewal: The insured can keep renewing the plan as long as he lives in contrast to other insurance health plans that stop renewal after the age of 65 or 70.
No maximum enrolment age: There is no age limit for enrollment as against the other insurance company where the minimum age is 18yrs and the maximum age limit is 55yrs. or 60yrs.
Maternity benefits: The policy provides maternity benefits up to two deliveries. For this the spouses should have been covered the ‘heartbeat’ plan for continuous three years. Both new born are automatically covered for a year at every renewal.
There is no TPA (Third Party Administrator) for claim processing and settlement. This is done by the relationship officer of the Insurance Company.
All the details of the policy are available on the company website. The person can buy, manage profile, process and settle claim online. This can be done by the insured by sending mails to the relationship manager by logging on to his account.
The other features offered are – 1.15 days free look to study the policy.2. Free checkups after every renewal.3. Wide range covers starting from 2lacs to 50lacs. 4. Cashless treatment. 5.24 hours support.