Lifeline Healthy Family Plan

Max New York Life Insurance Company Limited

Max New York Life Insurance Company Limited has come up with a Lifeline Healthy Family Plan that is a plan for the policyholder, his spouse, children and even parents.

The SALIENT FEATURES of this plan are:

· This plan covers self, spouse, children (born and unborn) and parents

· Covers 38 critical illnesses

· Annual 5% automatic increase in surgical cash benefit

· 430+ surgeries covered

· Daily cash benefit

· ICU cash benefit

· Post hospitalization care benefit

· Surgical cash benefit

· Cover for critical illness

ELIGIBILITY CRITERIA:

· Entry age for children is from 0 to 18 years

· Entry age for all others between 18 years and65 years

· Policy term is 10years

· Guaranteed renewability is 75 years

· There is no capping on the number of children covered

· Parental cover maximum age for entry is 65 years

BENEFIT STRUCTURE FOR FAMILY COVERING POLICYHOLDER, SPOUSE AND CHILDREN:

Benefits	1 Unit/Scale of benefit	2 Units/Scale of benefit	3 Units/Scale of benefit	4 Units/Scale of benefit	5 Units/Scale of benefit
Hospital Cash Benefit
Daily Cash benefit per day	1000	2000	3000	4000	5000
ICU Cash benefit per day	2000	4000	6000	8000	10000
Post hospitalization care benefit – lump sum	3000	6000	9000	12000	15000
Critical Illness benefit
Policyholder	4 lacs	8 lacs	12 lacs	16 lacs	20 lacs
Spouse	2 lacs	4 lacs	6 lacs	8 lacs	10 lacs
Surgical cash benefit	2 lacs	4 lacs	6 lacs	8 lacs	10 lacs

BENEFIT STRUCTURE FOR PARENTS:

Benefits	1 Unit/Scale of benefit	2 Units/Scale of benefit	3 Units/Scale of benefit	4 Units/Scale of benefit	5 Units/Scale of benefit
Hospital Cash Benefit
Daily Cash benefit per day	1000	2000	3000	4000	5000
ICU Cash benefit per day	2000	4000	6000	8000	10000
Post hospitalization care benefit – lump sum	3000	6000	9000	12000	15000
Critical Illness benefit	1 lac	2 lacs	3 lacs	4 lacs	5 lacs
Surgical cash benefit	1 lac	2 lacs	3 lacs	4 lacs	5 lacs

The policies of Max New York Life Insurance can be purchased online through www.maxnewyorklife.com or they can be called on their toll free number 1800-180-5577

Some otherBENEFITS of buying a health insurance plan from Max New York Life apart from the ones given above are:

· Cashless hospitalization

· Tie up with over 4000 hospitals across the country

· Up to Rs.35000 as tax benefit under Section 80D of the Income Tax Act with Rs.15000 exemption from insurance for self, spouse and children and Rs.20000 from insurance for parents

· Fixed hospitalization benefits irrespective of actual billing

· Photocopies of bill will suffice for taking a claim