Bajaj Allianz General Insurance Co. Ltd.
Bajaj Allianz’s Star Package Plan is a unique plan that covers both health and home. It is a family floater package. It takes care of health risks, household contents, education grant, travel insurance and public liability all in one single policy. A policyholder will need to choose 3 sections out of 8 available sections to avail of this policy. The FEATURES of this policy are:
· It covers Hospital Cash, Health Guard, Critical Illness, Personal Accident, Education Grant, Householder’s contents, Traveling Baggage and Public Liability
· A Family Floater option can be taken by paying 50% and 25% of self premium for spouse and children respectively
· Some add on covers can be opted in Health Guard
· 12 critical diseases are covered under Critical Illness
· This policy can be taken for 3 years at a stretch to avoid yearly renewals
· If 4 or more sections are to be included in the policy then 10% – 15% discount can be availed for each section
· If the policy is taken for 2 or more years at a stretch then a long term discount of 10% – 15% can be availed of
· Anyone who is within the age of 3 months to 55 years can be included in this policy
· A wide range of sum insured is available as per details below:
PRODUCTS |
SUM INSURED |
HOSPITAL CASH |
Rs.500 – 2500 |
CRITICAL ILLNESS |
Rs.1 Lac – 3 Lacs |
HEALTH GUARD |
Rs.1 Lac – 5 Lacs |
PERSONAL ACCIDENT |
Rs.2 Lacs – 5 Lacs |
EDUCATION GRANT |
Rs.2 Lacs – 5 Lacs |
HOUSEHOLDER CONTENT |
Rs.1 Lac – 4 Lacs |
TRAVELING BAGGAGE |
Rs.10000 – 40000 |
PUBLIC LIABILITY |
Rs.2 Lacs – 5 Lacs |
A Bajaj Allianz policy can be either bought online from www.bajajallianz.co.in or they may be contacted on their toll free numbers 1-800-225-858 or 1-800-102-5858
Income Tax benefit on the premium paid is given as per section 80D of the Income Tax Act.
The ADVANTAGES of taking this health insurance plan from Bajaj Allianz are:
· Cashless facility at over 2400 hospitals across India
· Bajaj Allianz has an in-house claim administration department for quicker claim settlement
· There are no sub limits on room rent and other expenses
· Claims are settled within 7 working days from the date of fulfilling all the requirements except in the case of non-network hospitals